Best Acca Insurance Offers

If you’re looking for all of the best acca insurance offers all in once place, then you’ve come to the right place.

Here at British Racecourses, our team have done all the legwork for you, compiling each and every betting brand in the UK currently offering accumulator insurance for its customers.

In addition to this, many of these betting companies have some terrific new customer sign up offers available too, so be sure to check them out also.

Best Acca Insurance Offers for 2023

Here are all of the best acca insurance offers for September  2023:

  • BetVictor Acca Insurance

    Betvictor Horse Racing
    BET £10 GET £40

    18+ New customers only. Opt in and place a £10 qualifying bet on Horse Racing at odds of 2.00+ within 7 days of registering; excludes cashed out bets. Receive 3x £10 Horse Racing Free Bets, valid on set events only at odds 2.00+. Plus, a £10 Slot Bonus, selected games, wager 20x to withdraw a max of £250. Bonuses expire in 7 days. Card payments only. Please Gamble Responsibly.

    Full T&C's Apply

  • Betfair Acca Insurance

    Betfair Horse Racing
    BET £10 GET £30

    New Customer offer. Place a min £10 bet on the Sportsbook on odds of min 1/2 (1.5), get £30 in Free Bets. Rewards valid for 30 days. SMS verification required. Only deposits via cards will qualify. Please Gamble Responsibly.

    Full T&C's Apply

  • BoyleSports Acca Insurance

    Boyle Sports Logo
    BET £10 GET £20 IN FREE BETS

    New UK customers (Excluding NI) only. Mobile exclusive. Min Deposit £10. Min stake £10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashed out/Free Bets won’t apply. Account & Payment method restrictions apply. 1 Free Bet offer per customer, household & IP Address only. 18+.

    Full T&C's Apply

  • William Hill Acca Insurance

    William Hill Horse Racing Logo
    BET £10 GET £30 IN FREE BETS

    18+. Play Safe. From 00:01 on 18.10.2022. £30 bonus. New customers only. Minimum £10 stake on odds of 1/2 (1.5) or greater on sportsbook (excluding Virtual markets). Further terms apply. #ad

    Full T&C's Apply

  • Coral Acca Insurance

    Coral Horse Racing

    18+ New UK+IRE Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 1x £20 free bets. Free bets available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions apply.

    Full T&C's Apply

  • Ladbrokes Acca Insurance

    Ladbrokes Horse Racing

    18+ New UK+IRE Customers only. Certain deposit methods & bet types excl. Min first £/€5 bet within 14 days of account reg at min odds 1/2 to get 4x £/€5 free bets. Free bets available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions apply.

    Full T&C's Apply

  • 888 Acca Insurance

    888 Horse Racing

    Min deposit £10 • A qualifying bet is a ‘real money’ stake of at least £10 • Min odds 1/2 (1.50) • Free Bets credited upon qualifying bet settlement and expire after 7 days • Free Bet stakes not included in returns • Money Back Offer: New & existing customers • Place a bet of £1 or more on any horse in the advertised race • Only your first bet on the race winner market will count • If your horse finishes 2nd, we will refund up to £20 of your stake as a free bet • For each way bets, only the win part of the bet will count • Free Bet will be credited after bet settlement & must bet used within 7 days. Withdrawal restrictions, payment methods, country & Full T&C’s apply.

    Full T&C's Apply

  • Unibet Acca Insurance

    Unibet Horse Racing Logo

    18+ New customers only. Min deposit £10. Money back as bonus if first racing bet loses. Wagering: sportsbook 3x at min. odds of 1.40 (2/5), casino 50x. Sports bonus must be wagered before using the casino bonus. Bonus expires 7 days after opt-in.

    Full T&C's Apply

  • Paddy Power Acca Insurance

    Paddy Power Sports Logo

    New customers only. Place your FIRST bet on any Football market and if it loses we will refund your stake in CASH. Max refund for this offer is £20. Only deposits made using cards will qualify for this promotion. T&Cs apply.
    Full T&C's Apply

What is Acca Insurance?

Acca insurance is a feature of some bookmakers that means if one pick of your betting accumulator lets you down, you are given your original stake back as compensation by the bookie.

This particular feature is becoming more and more popular in the betting community, especially with acca bets being so popular amongst punters online.

It’s because of this that acca insurance was set up, in order to entice players to bet with certain bookies that have this feature available.

How Does Acca Insurance Work?

Acca insurance almost always works on autopilot as part of the betting experience with certain bookies, meaning that you don’t have to do anything on your part but place the bet.

For example, if you place a £5 accumulator on 4 horses to win 4 separate races, and 3 of your horses win but 1 doesn’t, a bookie that offers acca insurance will refund your £5 back to you as 1 leg of your bet has let you down.

If you have a situation where 2 or more legs of your accumulator let you down, you will not receive your stake back as more than one pick of your acca hasn’t come in.

This feature saves hundreds of thousands of people the misery of losing out by just one selection, so it’s no surprise why so many are flocking to bookmakers that have this feature available.

How to Claim an Acca Insurance Offer UK

Here’s how to claim a UK acca insurance offer through a bookmaker:

  • To begin registering at a bookmaker, simply click ‘claim bonus’ on any operator listed on this page.
  • Upon registration, you can claim a welcome bonus which may come in the form of a no deposit, match deposit, or match bet offer.
  • To qualify for an accumulator insurance promotion, you must first select a number of wagers to form an accumulator.
  • The number of selections in your bet can range from four or five up to a maximum determined by the acca payout limit.
  • Be sure to use any free bets earned from the promotion before they expire, and track the results of your bets as they are settled.
  • It’s important not to cash out any qualifying wagers.
  • Once your accumulator has been settled, any earned free bets will be credited to your account.
  • These free bets should be used according to the promotion’s terms and conditions, and any profits earned from them will not include the stake.

Acca Insurance Minimum Selection Requirements

It’s worth noting that each bookie has different terms and conditions that they follow in relation to their acca insurance feature, often times with each of them having different minimum selection requirements respectfully.

Typically, the best bookmakers out there will require a minimum of 4 selections to be placed to qualify for the acca insurance feature, whilst others can go up to requiring as many as 5 or 6 selections to qualify.

As is the case when betting with any betting brand, doing your research prior is key.

Thankfully, we’re finding more and more betting companies are leaning towards only requiring 4 selections, despite the majority still requirement 5 or more.

It’s very rare to see a betting brand offer acca insurance as part of a 3 fold or less, as these tend to be considered trebles or doubles, and not actually an accumulator.

Acca Insurance Odds Requirements

Another thing worth considering with acca insurance is odds requirements.

Again, this is something that is oftentimes specific to each betting brand and their requirements, but is worth looking in to.

Usually, a bookie will require a  minimum odds per leg somewhere in the range of 1/3 to 1/5, with a total odds for the bet having to come in at evens or above.

This essentially means that it’s difficult to qualify for acca insurance if you have an acca with very short odds.

Maximum Acca Insurance Limit Requirements

Acca insurance offers free bets, ranging from £10 to £50, credited to customers when one leg of the accumulator loses. While some operators only allow the refund to be used for another accumulator, most specify that the refund is in the form of a free bet and cannot be withdrawn as cash.

Bookmakers have the option to set a maximum limit for free bets or daily maximum limit. Certain acca insurance offers apply only to the first accumulator of the day, while others count towards a day’s betting until a staking limit is reached.

How We Choose Our Best Acca Insurance Offers

Choosing the best acca insurance offers is no walk in the park, in fact, it’s taken our team months of research to decide.

We take a look at the following factors when determining who has the best acca insurance offers online:

  • Available sports
  • Minimum deposit
  • Odds requirements
  • Range of markets
  • Customer support
  • Brand reputation

and much more.

What Makes Acca Insurance So Popular?

The acca insurance feature is so popular because it saves the disappointment of losing your money if one leg of your accumulator.

This is an absolute lifesaver for anyone that’s ever placed an acca, as you’ll know the disappointment of just about missing out and losing your entire stake.

Can I place an accumulator with more selections than stated in the offer?

Yes, you can almost always place an accumulator with more selections stated in the offer, as often times bookies will simply ask for a minimum number of selections to quality, without a maximum.

As always, do check this prior to betting.

Do Most Bookies Offer Acca Insurance?

Most of the main bookies are beginning to offer acca insurance, as this feature is becoming increasingly popular.

Despite this, not all do, so it’s definitely worth checking prior to signing up.

How Do I Get My Money Back If My Acca Loses?

The only way to get your money back if an acca loses is to place a bet with a company that offers acca insurance.

You will also need to ensure you qualify for the acca insurance feature.


So to summarise, acca insurance is a terrific feature offered by betting brands online, particularly for those that love placing accas and hate when one selection lets you down.

This “betting insurance policy” is one of the great new features of many massive betting brands, so it’s not a surprise to us to see many flocking to them in order to place their accumulator bets, receiving compensation if the acca has one loser.

Be sure to take a look at all of the best betting brands offering accumulator offers above, and we hope you found this article useful.

James Dooley is a UK entrepreneur who founded British Racecourses because of his love for horse racing. James owns 14 racehorses through Dooley Thoroughbreds, so he understands all aspects of horse racing, from wagering bets, and booking jockeys to sourcing the best horse racing trainers. James Dooley's connections give him inside information on horse racing tips and best chances of a winner.