Welcome to our review of Tote payment methods updated in April 2025.

If you are looking to open a Tote betting account, then you will be wondering what deposit and withdrawal methods are available, and if these suit your betting needs.

Tote offers only a selection of betting payment options to deposit and withdraw your cash.

Tote has been voted the best betting site for horse racing punters in April 2025 and depositing money is safe with one of the oldest UK bookmakers.

Continue reading our article to find the various deposit and withdrawal options available via the Tote.co.uk Horse Racing betting website.

Find out more about Tote payment methods:

Contents

1 How do I Withdraw Money from Tote?
- 1.1 What is the Minimum Withdrawal At Tote?
- 1.2 What is the Maximum Withdrawal from Tote per day?
- 1.3 How long does it take to withdraw money from Tote?
- 1.4 What is the Tote Maximum Payout Limit at Tote?
- 1.5 Why can’t I withdraw my funds from Tote?
2 How do I Deposit Money into Tote?
- 2.1 What is the Minimum Deposit at Tote?
- 2.2 What is the Maximum Deposit from Tote per day?
3 Does Tote Accept Credit Cards?
4 Does Tote Accept PayPal?
5 Does Tote Accept Skrill?
6 Does Tote Accept Bitcoin?
7 Does Tote Accept Revolut?
8 Does Tote Accept Monzo?
9 Does Tote Accept Amex?
10 Does Tote Accept Apple Pay?
11 Does Tote accept Phone Bill?
12 Does Tote Accept Boku?
13 Does Tote Accept Google Pay?
14 Does Tote Accept Ecopayz?
15 Does Tote Accept Ethereum?
16 Does Tote Accept Neteller?
17 Does Tote Accept Payforit?
18 Does Tote Accept Paysafecard?
19 Does Tote Accept Trustly?
20 Does Tote Accept Mpesa?
21 Does Tote accept Naira?
22 Does Tote Accept Starling Bank?
23 Does Tote Restrict Bets on Betting Accounts?
24 What is the maximum bet on the tote?
25 What is a Tote payout?
26 Related Tote Bookmakers Articles
27 Summary of Tote Payment Options
28 Keywords Associated With Tote Payments

How do I Withdraw Money from Tote?

If you have an active and verified account with Tote, you can request a withdrawal of funds via the following process:

Log in to your Tote account.
Select the banking tab
Click withdraw button and choose from the drop-down list of Tote withdrawal methods.
Select the banking method you would like to use.
Follow the instructions given on the screen.
Payouts will be paid instantly from your Tote betting account

You may need to provide additional security details for certain withdrawal and deposit methods.

When you have finished the withdrawal request, you will receive an email, to the registered email address, with a confirmation number and additional withdrawal information.

What is the Minimum Withdrawal At Tote?

The Tote betting account minimum withdrawal is £10 (ten pounds sterling) for UK customers.

The minimum withdrawal is €10 (ten euros) for Irish punters withdrawing funds from Tote in Ireland.

Tote’s withdrawal limits are similar to all online bookmakers with fairly low withdrawal options.

Tote Minimum Withdrawal Low Withdrawals Accepted

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New customers online only. Eligibility restrictions apply. Only valid with code B10G50 on registration. £/€10 min qualifying bet at 1/1 (2.0) odds or greater across sports or racing (if EW then min £10 Win + £/€10 Place). Receive £/€20 Tote Credit, £/€20 Free Sports Bet and 50 Free Spins on Big Bass Bonanza within 48 hours of qualifying bet settlement. 7-day expiry on free bets & Tote Credit. Your first bet will be your qualifying bet. One per customer. UK & ROI customers only. 18+. Full T&Cs apply. Gambleaware.org.

Full T&C's Apply

Check to see if Tote makes our minimum withdrawal betting websites list.

What is the Maximum Withdrawal from Tote per day?

The maximum amount that can be withdrawn from Tote in one transaction is £12,000 (twelve thousand pounds sterling) for customers located in the UK.

The highest amount that can be withdrawn from Tote.co.uk in one transaction is €12,000 (twelve thousand euros) for customers located in Ireland.

These maximum withdrawal restrictions apply to all payment methods on the Tote.co.uk website.

How long does it take to withdraw money from Tote?

Withdrawing funds from Tote is normally the same day as an online payment service.

This same-day withdrawal from Tote is proven to be one of the fastest withdrawal betting options.

Tote Fast Withdrawal Fast Payouts on Winnings

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Full T&C's Apply

The withdrawal processing time for Tote will be subject to a clearance period determined by the card issuing bank which can take 3-5 working days.

All Tote.co.uk withdrawals will be processed back to the same card where possible. If a withdrawal back to the card is denied, then the money will be sent back to you using Bank Wire transfers.

The bank transfer will be sent to the name that is registered on your Tote account.

What is the Tote Maximum Payout Limit at Tote?

There are no maximum payout limits to Tote pool betting.

Many horse racing punters have voted Tote to be the number one horse racing betting site due to no limits that can be staked or won on a Tote bet.

The size of the pool provides a natural limit to the available winnings.

Tote Max Payout No Maximum Limits

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Full T&C's Apply

As there are no limits to the maximum payout this is why Tote is listed as the number one maximum payout betting site in 2025.

Tote runs one million placepots at the major horse racing festivals and 250k every week so are known by savvy sports bettors for large payouts.

Why can’t I withdraw my funds from Tote?

You may not yet have verified your account. Check the page for verification if you are not sure if your account has been verified.

If you have verified your account but are still having trouble making withdrawals, you should make sure that all your payment details are up to date, correct and not expired.

The withdrawal page allows you to update your details.

There are multiple factors which can increase the likelihood of Tote withdrawal problems. These include:

Your account hasn’t been verified. You will not be able to withdraw until you have submitted the necessary identification documents.
You have attempted to withdraw less than the minimum withdrawal limit of £10.
The amount you withdraw exceeds the maximum withdrawal limit of £12,000.
The wagering requirement of the bonus hasn’t yet been met.
Your Internet connection could be very slow.
Your computer may be having technical difficulties.

If you have tried resolving the issues above and are still encountering Tote withdrawal issues, then we would recommend contacting the Tote support team.

How do I Deposit Money into Tote?

To deposit on the Tote site, take the following steps:

Log in to your Tote account.
Select “Deposit”, located on the “My Account” tab.
Select your choice of payment.
Select the amount you wish to deposit.
Once the deposit has been confirmed, your account credit will be updated accordingly.

All of their deposit methods are completely free of charge.

Always ensure that the name on your Tote account matches the name registered with your chosen banking method. If the names differ, your deposit attempt may fail.

What is the Minimum Deposit at Tote?

The minimum deposit at Tote is £5 which is very common amongst betting sites online.

Tote £5 Minimum Deposit Tote Accepts £5 Deposits

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Full T&C's Apply

Take a look at our full list of 5 pound deposit brands in the UK.

The minimum deposit for all payment methods is £5 (five pounds sterling) for customers located in the UK.

The minimum deposit for all payment methods is €5 (five euros) for customers located in Ireland.

What is the Maximum Deposit from Tote per day?

The maximum deposit you can place per day on Tote is around £2,500, using a debit card.

Deposit limits may vary based on the kind of payment being placed.

If you are unsure of the deposit limit for your favoured payment type, or the type of bet being placed, make sure to check the terms and conditions.

Does Tote Accept Credit Cards?

Tote does not accept any credit cards for payments.

Tote accepts many debit cards, including Visa, Mastercard, and Maestro.

You can not use credit cards on the Tote site, including through e-wallets.

You can still use debit cards and other prepaid cards, such as Monzo, to make deposits and withdrawals.

Does Tote Accept PayPal?

Tote does not accept PayPal for payments.

Whilst this may come as a bit of a surprise, it’s worth mentioning that Tote is currently expanding their brand, and that PayPal may well be added as a payment method in the coming months. Keep your eyes peeled!

Does Tote Accept Skrill?

Tote does not accept Skrill for betting.

However, with Tote currently pushing their brand to the next level, you might want to keep an eye out to see if they add new payment methods such as Skrill in the near future.

Does Tote Accept Bitcoin?

Tote does not accept Bitcoin for deposits or withdrawals.

Tote does not accept any cryptocurrency, such as Bitcoin for betting, as a form of valid payment.

Despite this, Tote is expanding its brand and app as we speak, so keep on the lookout to see which payment methods they add in the future.

Does Tote Accept Revolut?

Tote accepts Revolut as a valid form of payment.

Withdrawals from Tote using Revolut can take up to 5 working days to reach your bank.

An advantage of using Revolut is no transaction fees are taken when you deposit money into Tote.

Gambling transactions from Tote will appear into your bank statement when you bet using Revolut

If you are only interested in using this payment method we have listed a number of sites that accept Revolut.

Does Tote Accept Monzo?

Tote accepts Monzo for withdrawals and deposits.

Tote withdrawals using Monzo can take up to 5 working days.

Gambling transactions tend to appear in your bank when you use Monzo to bet on Tote.

Betting on Tote with Monzo is a fee-free process.

Monzo payments can be used to deposit for any horse racing bets on Tote, including Cheltenham with Tote, and Grand National with Tote.

Find out if Tote has reached our list of the greatest Monzo Betting websites 2025.

Does Tote Accept Amex?

Tote does not accept Amex as a payment method.

Credit cards, such as Amex, are not an accepted method for deposits on Tote.

If you have a registered Amex card from before April 2020, you may still be able to use this for withdrawals.

Tote allows a wide range of payment methods to make withdrawals and deposits, such as bank transfers or bank wires.

Does Tote Accept Apple Pay?

Tote does not accept Apple Pay as a payment method.

However, with Tote growing rapidly, you may see Tote adding Apple Pay as well as other popular payment methods fairly soon.

Does Tote accept Phone Bill?

Tote does not accept phone bill payments.

Phone deposits are popular as you don’t need to enter any private or sensitive information, such as bank details, to add funding to your account, so Tote may add this as a payment method in the future.

Does Tote Accept Boku?

Tote does not accept Boku payments for deposits.

This may change in the future though, as Tote are making some significant improvements to their site and payment method options as we speak.

Does Tote Accept Google Pay?

Tote does not accept Google Pay as a payment method to bet online.

Despite this, Tote is currently growing at a rapid pace, so you could well see this payment method being added in the next few months or so.

Be sure to look at all of our top-rated GooglePay betting websites.

Does Tote Accept Ecopayz?

Tote does not accept EcoPayz as a payment method.

Tote betting site offers cash out betting, Tote guaranteed best odds, and fallers insurance for their customers. So, make sure to find an accepted payment method so you can take advantage of their amazing features.

Does Tote Accept Ethereum?

Tote does not accept Ethereum as a valid form of payment.

Tote though is currently improving its betting app and adding in new features and payment methods as we speak, so this could change in the future.

Does Tote Accept Neteller?

Tote does not accept Neteller payments for betting.

Remember though that Tote are currently in the process of improving the amount their app has to offer, so we could see Neteller being added shortly.

Does Tote Accept Payforit?

Tote does not accept Payforit as a payment method.

This may not be the case forever, with Tote making some big leaps recently in terms of expanding their brand.

Payforit is a service that lets you pay for online purchases using your mobile phone bill.

Does Tote Accept Paysafecard?

Tote does not accept Paysafecard.

Paysafecard is a type of prepaid card used for online payments, where you buy a voucher with a value and pay using its PIN.

Does Tote Accept Trustly?

Tote does not accept Trustly as a payment method.

Trustly is a payment service that allows online bank transfers without needing a card.

As Tote is growing rapidly though, it might be that they add Trustly as a payment method soon.

Does Tote Accept Mpesa?

Mpesa is not an accepted method of payment on the Tote betting site.

M-Pesa is a mobile money service allowing users to transfer money and make payments through their mobile phones.

Does Tote accept Naira?

Tote is not able to accept Naira as a form of payment.

Certain deposit methods change from time to time and it is possible Naira will be accepted in the future.

Does Tote Accept Starling Bank?

Tote does accept Starling for betting deposits and withdrawals.

Withdrawals from Starling Bank can take 1-5 working days.

Depositing into Tote is a transaction fee-free process when using Starling.

A downside to using Starling to bet on Tote is gambling transactions tend to appear on bank statements.

Find out if Tote has reached our list of the greatest Starling Betting websites 2025.

Does Tote Restrict Bets on Betting Accounts?

Tote does not restrict any bets on horse racing and this is why professional punters use Tote as their preferred betting operator.

If you have been banned from bookmakers then Tote is the best bookmaker for your horse racing bets.

There are no maximum limits to the amount of money that can be staked on a Tote bet.

What is the maximum bet on the tote?

The maximum bet on the Tote is unlimited as there are no maximum limits to the amount of cash wagered that can be staked on a Tote bet.

All Tote bets are ‘pool’ or ‘pari-mutuel’ type bets whereby the winning return is calculated by reference to the money staked in the pool and the eventual number of winning bets.

What is a Tote payout?

The Tote payout is the dividends being paid to the winners of a race.

Horse racing punters wager bets into a pool for a race and the betting odds of a runner are calculated by dividing the total pool (all wagers on all runners) by the amount wagered on that runner.

If the Tote dividend payout is under the traditional fixed odds SP then Tote now with the Tote SP Guarantee pay you out whichever is highest.

The Tote Guarantee has made the relaunch of Tote.co.uk company and the Tote Mobile Betting App a very popular choice now by shrewd sports bettors.

Here are all articles related to the market-leading Tote bookmaker: